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Allen Seigler
(706) 247-3873 allen@theseiglergroup.com
  • 2470 Daniells Bridge Rd Bldg 100, Suite 161
    Athens, GA 30606
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Where does the money come from?

How Do Mortgages Really Work? (And Who Actually Owns Your Loan?)When most people think about getting a home loan, they imagine walking into a bank, signing some papers, and then sending payments back to that same bank every month.That’s how it worked decades ago — your local bank lent you money dire...

  • By Allen Seigler
  • Aug 18, 2025
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Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not have to document your income, savings history,...

  • By Allen Seigler
  • May 19, 2025
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The Advantages of Different Types of Mortgage Lenders

What kind of lender is best?If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he works for a different kind of lender, he will give you a li...

  • By Allen Seigler
  • May 19, 2025
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Types of Mortgage Lenders

Mortgage Bankers.Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is considered to be a mortgage banker.Some companies don...

  • By Allen Seigler
  • May 19, 2025
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